I am John Harvey Murray.
I offer risk management services, including data protection, cyber security and liability claims handling to clients in the public, private and third sectors as well as to individuals, helping them save time and stress as well as money. My services can usually be paid for out of the savings generated. For details of these services click here Services.
Simply the management of risk. As life is full of risks, we all manage them: sometimes consciously, sometimes not; sometimes well, sometimes badly. What I am offering is a planned, deliberate approach, resulting in written evidence of how each of your risks is managed.
It is important that risks of every kind are managed. This is a list of some of the categories of risk you may encounter.
The real question is “What is the cost of Risk?”
How much is it costing you NOW?
The cost of Risk includes:
The real aim is to minimise the TOTAL cost of all the above. My fees, or anyone’s, are always a tiny proportion ot this total.
I offer advice and help to clients in various aspects of managing risks, reducing the cost of claims and other losses, by drawing on my wide experience in accountancy, audit, insurance and risk management.
I studied Economics and Accounting at Bristol University before going into a career in public sector finance, being the Insurance Officer at St. Helens Council in the 1990’s and 2000’s, where I reduced the cost of risk to 15% below the national average.
For details click here Achievements. I am qualified member of CIPFA, the Chartered Institute of Public Finance and Accountancy and a member of the Institute of Risk Management.
I write and speak on various issues, notably risk and management. For details click here Publications. I also read and write fiction. There is more information about me on my Linkedin profile.
Click here Linkedin.
As each client’s situation is unique, I tailor my services to the needs. Those listed below are indications, not a set menu.
I aim to help clients establish systems and policies to enable them to manage risks themselves as well as giving advice on specific risks. I offer training and coaching as parts of the service.
For more information on Data Protection and Cyber Essentials please follow the links below: -
Let the facts speak for themselves!
Click on the button below to look at the statistics extracted from CIPFA Benchmarking Reports.
These compare St Helens Council with a group of 12 similar authorities and with all 65 unitary authorities in England and Wales taking part in the exercise, relating to the period when I was managing claims at St Helens.
Overall, I achieved savings of around 15% a year on the Council’s total cost of insurance and uninsured risks.
Q1. What is a Public Liability claim?
It is a written demand for money ("damages" or "compensation") based on the assertion that some act or failure by you, or your organisation, has resulted in injury or damage to the claimant or his/her property. It is not the same as a complaint or request, but may result from the same incident.
Q2. What should I do if I get a claim?
Q3. Do you work for claimants or defendants?
Q4. Are your services necessary if I have liability insurance cover?
Q1. What is the link between risk management and insurance?
Q2. What risks do we have to manage?
Q3. What are the biggest risks?
Q4. Are there any risks you cannot manage?
1. Who is Responsible for Data Protection AND can you transfer this responsibility?
2. Do I Offer IT Solutions When I Offer Data Protection Services?
I do not. I would like you to think about the following points.