Price reductions for my books on Kindle

The price for each of my books on Kindle is now down to $2.99 or less than two pounds, except for How to Cope with the Church, which is still 0.99 – yes, I mean just under one pound!


That means

  • How to avoid being misled by statistics
  • Be victorious!
  • Load the dice

and my latest book, Accounting for Murder: Double Entry

are all available at $2.99 on Kindle.

Can these reductions last?



The Risks of the General Election

Your view of the risks posed by the forthcoming election will presumably depend on which party you support.

The risks for the opposition.

For Labour, there is the risk of obliteration. You might think there are worse scenarios! However, a healthy opposition is an important factor in making a healthy government.

The risks for Brexit.

But regardless of the usual party matters, the big issue will be Brexit. 

The big risk that I can see is that the election could return a lot of new MP’s who are hard-brexiters. Off-the-cliff types. They could do a lot of damage. Some actually want us to leave the EU now, with no deal.

There has been talk in some of the tabloids of a bonfire of regulations. The ones the EU has imposed on us.

What’s wrong with that?

Not only are a lot of them good in themselves:

  • Health & Safety
  • Human Rights
  • Equalities
  • The Environment
  • Workers rights
  • Product standardization (this does not include bananas – that was fake news).

BUT even if you think we could do without some of these, we will need to comply if we are to continue trading with the EU post-brexit. Of course, some of the extremists don’t want any dealings with the EU. Our future lies with Saudi Arabia and China, so no worries?

The risk of bad government.

This other risk is that of a large majority. It has been said that governments of all parties tend to behave less responsibly when they have large majorities. They don’t listen.

The plus side.

There are usually opportunities as well as risks. That is true here.

  •  A victory for Theresa May could strengthen her position at home and abroad, making for more certainty.
  • Getting the election out of the way could enable the government to concentrate on Brexit without worrying about the next election.
  • But then there’s Scotland!

What has the Easter Rising to do with your business?

One aspect of the Easter Rising, that I wrote about last Easter was the long-term harm done to relations between the Irish and the British, especially due to the decision to execute the captured rebels. It turned them into martyrs and ensured they would be remembered. It also ensured that the British would be remembered as the Bad Guys.

What has that got to do with your business?


When things go wrong, as they are likely to sometimes, how do you manage the repercussions?

  • I hope you put right whatever was wrong.
  • I hope you learn from your, or other people’s, mistakes.
  • But how do you deal with the effect on your reputation?

Denials, cover-ups and blaming everyone else are not usually very helpful. Neither is silence. Nor is too much apologising and accepting all the blame.

What you need is some public relations advice on what to admit, what to explain, and how to enable yourself and your business to be seen in a good light.

Risk Dice

Risk management is not only about managing the risk of the thing going wrong in the first place. It also involves managing the effects.

Do you need some?

Perhaps you should read my book , Load the Dice

go to

Or just have a chat with me. 01925 445215


The Risks of a Scottish Indieref

A good deal was said during the last independence referendum (indieref) campaign about the risks to Scotland of leaving the UK. There was even some comment on the risks to the rest of the UK of a Scottish exit. These and other arguments will doubtless be revisited during the next campaign and during the prelude while the Westminster and Edinburgh governments argue about the timing. I see no need to contribute to that discussion. I do, however, wish to point out some of the risks to both Scotland and the UK as a whole of having a referendum at all at this time.


The Effect on Brexit.

  • A referendum campaign would distract British politicians from the Brexit negotiations.
  • It would confuse EU politicians.
  • It would confuse people in non-EU countries we need to deal with post Brexit.

A poor outcome for the UK would be bad for Scotland, whether in or out of the UK, and if it was believed, rightly or wrongly, that the Scottish Referendum had damaged the UK’s Brexit negotiations, or our relations with other countries, it could lead to a great deal of acrimony. Not only would it embitter most of the English against Scotland, but it would also anger many Scots against the SNP and its supporters.

The Effect on Business.

One of the concerns many people have about Brexit is that it is creating uncertainty. That is bad for business. It discourages investment. It makes for extreme caution in planning. An indieref would inevitably add to the uncertainty, aggravating the negative effects of Brexit.

The Effect on Voters.

If the outcome; was a vote to remain in the UK, it would make it very difficult to hold a third referendum for many years to come, no matter what circumstances might arise.

A referendum so soon after the 2014 one could generate voter-fatigue, leading to a low turnout and therefore a question as to the significance of the result, possibly also leading to general hostility to those politicians who brought it about.

The Effect on the English. (The people, I mean, not the politicians).

  • As mentioned above, English people might resent anything that appeared to damage the chances of successful negotiations with the EU and/or with other countries. The suspicion that the Scots were doing this cynically, so as to hurt England, could be engendered by some of the tabloids.
  • English remainers have had to accept the will of the majority, even though it was by a small margin. They could argue that the Scots should also accept the will of the rest of the British people too.
  • The proximity to the last indieref could lead to the feeling that this is going to be a regular event until the SNP get what they have always wanted.

If the result is a vote for independence, there is a danger of many English people being unwilling to see as generous a settlement as was on offer in 2014 regarding such things as:

  • The share of the Deficit
  • The share of public assets
  • The rights of Scottish people to live, work, claim benefits, study or even trade in a post-Brexit England.

The Effects on the Scots.

The worst risk, as I see it, is of causing Scottish people to think that all their problems come from south of the border. Most of the problems in Scotland exist in England, and indeed in many other countries. I really hope Scots will be able to contribute to solutions that will benefit all of us, as they have done so often in the past.

How Realistic are these Risks?

It is hard to say. At present, they seem remote. However, if Brexit negotiations fail, or if the economy takes a downturn for any reason, a lot of people could be looking for scapegoats. The tabloids are likely to encourage that, thus making all these risks greater.

Where Do I Stand?

I am a unionist. I am certainly not anti-Scottish. (My name is Murray!)

I do not want to see any of these risks materialise. I want to see a successful partnership between England and Scotland, as well as Wales and Northern Ireland.

I hope people on both sides of the border will consider these risks and work hard to prevent them becoming reality.

Risk Dice

What About Your Business?

  • Do you see one issue as your only problem?
  • Do you think there is one simple solution?
  • Do you think that solution would have no drawbacks?

Perhaps you need a Risk Management consultation. What have you got to lose?